Fig. 01 — Net position

Financial intelligence

Your money.
Finally understood.

One system for income, expenses, accounts and invoices — that answers real questions about them, grounded in your own records.

Net positionLive

$42,184.60

+6.2% vs. last month

In
+$9,182.00
Out
−$4,126.00
  • Ledger
  • 09.04Northwind−$784.00
  • 09.05Nordholt Studio+$4,800.00
  • 09.05Cascade Hosting−$89.00
  • 09.06Meridian Legal−$320.00
Ask Countorra⌘K

4,218 transactions → categorized → analyzed

Cash position$42,184.60+6.2% vs. last month
Income$9,182.00
Expenses$4,126.00

Dining spend is 18% above your 3-month average.

High confidence·Based on 14 transactions
Client retainer — Nordholt Studio
+$4,800.00
Cloud hosting
-$89.00
INV-1042 · OverdueOverdue
-$2,400.00
  • 17 recurring charges
  • 8 merchants
  • 12-month comparison

Raw activity becomes a decision.

Every transaction moves through the same chain — from what happened, to what it means, to what to do next.

01

Income

Every deposit, payment, and payout.

02

Transactions

Every charge and transfer, as it happens.

03

Categories

Grouped by what they actually are.

04

Cash flow

What's coming in against what's going out.

05

Forecast

Where your balance is headed next.

06

Decisions

What it means for your next move.

01

See everything.

Income, expenses, accounts, and invoices, read as one connected system instead of five separate spreadsheets.

Cash flow

Income and expenses, connected across every account

IncomeExpenses
$0$4.6K$9.2KAug income: $8,800.00Aug expenses: $5,100.00AugSep income: $9,100.00Sep expenses: $4,700.00SepOct income: $8,700.00Oct expenses: $5,600.00OctNov income: $9,182.00Nov expenses: $4,126.00Nov

Top categories

Where spending concentrates

  • Software45%$1,124.00
  • Dining34%$842.00
  • Travel21%$521.00

Financial health

Five weighted, explainable factors

78/ 100 — Healthy
02

Ask anything.

Real questions, answered from your actual transactions and invoices — as financial UI, not a wall of chat text.

You

How much did I spend on subscriptions this year?

ACountorra
$1,284.00Total this year
17Recurring charges
8Merchants

Across 8 merchants, spread over 17 recurring charges.

Cloud hostingMonthly$89.00
Design toolMonthly$32.00
AnalyticsMonthly$24.00
03

Understand what changed.

When something moves, Countorra shows the comparison and the reason, not just a number.

Dining increased 18% this month

+$130.00

Driven by four charges over $50, mostly in the last two weeks.

Nov
$842.00
Oct
$712.00
04

Act.

Categorize, draft an invoice, or follow up on one that's overdue. Reads and reports run instantly — anything that changes your records waits for your confirmation first.

Document
Extraction
Verification
Transaction
Categorize a transaction
Needs your confirmation
Create a draft invoice
Needs your confirmation
Prepare a report
Runs instantly
05

Stay ahead.

Countorra can surface things worth noticing before you go looking for them.

Dining is running above pace

About 22% higher than your usual monthly pace, driven by a handful of larger charges.

Three renewals land Thursday

$340 in recurring software charges are due together this week.

Invoice INV-1042 is overdue

18 days past due for Nordholt Studio — worth a follow-up.

A new recurring charge appeared

$29/month, first seen last week. Confirm it's expected.

Built to fit how you actually work with money.

The same system adapts its focus depending on whether you are managing personal finances, freelance income, or a business.

Understand where your money actually goes.

Countorra tracks everyday spending, recurring costs, income, and overall financial health — so the picture of your money is always current, not reconstructed at tax time.

  • Spending by category
  • Recurring cost detection
  • Financial health score
  • Cash flow forecast
More for personal

Your documents, put to work.

Invoices, receipts, and financial documents move from a folder to a system you can ask questions of.

  1. Upload
  2. Process
  3. Extract
  4. Review
  5. Confirm
  6. Use

cloudhost-nov-invoice.pdf

Uploaded to Documents

Needs review
Vendor
CloudHost Inc.Confirmed
Invoice date
Nov 19, 2026Confirmed
Amount
$89.00Needs confirmation

Upload and private, per-organization storage are available today. Automated document understanding runs through a pluggable extraction provider and expands over time — extracted fields always wait for your confirmation before they touch a financial record, exactly as shown above.

Built on a security-first architecture.

This is software for real financial data, so isolation and access control are part of the design, not an afterthought.

Organization-scoped data

Every record belongs to one organization. Data from one never becomes visible to another.

Role-based access

What a team member can view, edit, or confirm is controlled by their role in the organization.

Database-level isolation

Access control is enforced by row-level security policies at the database layer, not only in application code.

Private document storage

Uploaded documents are stored per organization and are never publicly reachable.

See our full security architecture

Start understanding your money.